Ok, so I do tend to shop a lot, but often it’s just for necessities that come with having a family and a home. Wouldn’t it be great if you could actually get money back while buying things you need? You can!
I use several of these apps when shopping both online and in the store and some don’t even require you to make a purchase to earn points toward gift cards! I almost never make a purchase without knowing I’m going to be getting cash back or reward points for it. You can also couple these with your own credit card rewards programs that can get you double the cash back.
The key for shopping online is to always shop through one of these apps or sites before you make a purchase. For example, don’t just go to target.com and purchase something there, first go to ebates.com, click on the link for Target, then purchase through there. It will log your purchase and enable you to get cash back.
Also, you want to register all your credit and debit cards that you use so that you never miss cash back. The app will automatically pick up the purchase you made with that credit card and reward you that way. It’s so simple and a no brainer for easy ways to get money that you’d normally be missing out on.
Here are some of my favorites:
This site gives you cash back on many purchases you would make both online and in the store. Just log into Ebates before you make a purchase to find if your store is listed. Then access your store through the Ebates site and they’ll automatically give you cash back on your purchase for the listed percentage amount.
There are thousands of stores affiliated with them and you can even get cash back for in store purchases too if you link a credit card that you will use at that store. In the past few years that I’ve been a member, I’ve earned over $1500 back! Just click here to sign up and get started saving today!
This app is awesome because it doesn’t require you to even make a purchase to earn points towards free gift cards! All you have to do is walk into stores (that you’re already shopping at) like Target, TJ Maxx and you get points for walking in and sometimes for scanning items on the shelf. Sometimes you get points for purchasing the products you scan or just anything you buy in the store.
So while you’re out shopping, take advantage of racking up your points to earn gift cards to use on your shopping trip that same day! Click here to download the app to your phone to get started.
This app also gives you points for purchases you make at their selected stores- which for me include Target, Walmart, Chipotle, Bath & Body Works, etc. So stores I already shop at! You just link your credit card that you’ll be using and it automatically gives you points to redeem for gift cards. Get 1000 free Drop points when you use my code yqxn7 to start earning cash rewards.
This is another app that gives you cash back for purchasing, but you use it at your local grocery store! It’s great because you always need to buy groceries, right? So it will give you brands or categories of items and if you purchase those, just scan your receipt and it will give you cash back for those items. Download the App and use my referral code MPEOORF to get started.
Did you know you can purchase discounted gift cards online to use on a purchase? So if you know you are you going to spend $100 at a specific store, you can search for that store on these discounted gift card websites and purchase a gift card for about that amount, but for cheaper? Often you can get anywhere from 3% to 25% off a gift card!
If I know I’m making a big purchase I always do this, but also it’s a great way to save money at stores that you know you always shop at. There are 2 that I always check for the best deals: Raise – If you go through this link and use code MLABUZ1295 you will get $5 toward your purchase. Cardpool Also offers a $5 credit toward your first purchase. Gift Card Spread is another site that has discounted gift cards to every day stores you shop at.
This website gives you points for clicking on webpages, completing surveys, making purchases. Just skim around the site and I guarantee you’ll find free things to get points for. Cash those points in for gift cards! Click here to get started and earn a bonus just for signing up.
I’m a big fan of signing up for new credit cards that have a good incentive of money paid just to sign up. Only do this if you are diligent with paying your credit cards off ON TIME and if you can handle having multiple cards and not maxing them out. Some credit cards offer an extra $100-250 or more just for signing up!
This Chase card I have had for awhile and you get $150 just for signing up, as well as 1.5% on every purchase, with no annual fee. It’s a no brainer to earn cash back from credit cards, as long as you can pay them off on time. Sign up here to get started.